Bankruptcy income contribution estimator (AFSA thresholds from 20 September 2026)
Estimate the yearly income contribution a bankrupt may have to pay: half of assessed after-tax income above the threshold for the household's number of dependants.
Tools
Interactive tools that run in your browser. Nothing you type is sent to a server.
Debt agreement cost estimator
Estimate what a Part IX debt agreement would cost you in total, including the administrator's share and set-up fees, compared with the debts it covers.
Repayment plan calculator (hardship variation or informal arrangement)
Work out the regular repayment needed to clear a debt over a chosen period at a given interest rate, for example a frozen-interest payment plan or a hardship term extension.
Checklist before choosing a debt agreement, PIA or bankruptcy
Questions, documents and free checks to work through before you sign any formal debt option or pay a debt help firm.